Nayapay Wallet

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Paisa Chalay
Phone Se!


NayaPay Mobile Hero


One wallet for all your everyday payments. Send money to friends and family on NayaPay for free – always. Get a Visa debit card instantly for your online, in-store and international payments.


Join the Extended Beta Program

Available on Google Store Available on Apple Store


The world at
your fingertips

NayaPay PosNayaPay payment popup Image

Accepted globally

Your Visa debit card is accepted at millions of retail and online merchants worldwide and at all 15,000+ ATMs across Pakistan.



NayaPay Card

You’re in control

Freeze your card, set spending limits and change your PIN anytime, anywhere through the app.



NayaPay ControlNayaPay payment popup Image

Free means free

No hidden charges, no annual fees and no SMS surcharge.



NayaPay ControlNayaPay Vector StickNayaPay VectorNayaPay Vector

Wait no more

Shop online today with your free Visa virtual card issued right on your phone! Have a physical Visa debit card delivered to your home and use it to pay at millions of retail and online stores and to withdraw cash from ATMs.



Chat your
payments away




Give meaning to money transfersMsg VectorWhere's my pocket moneySent AmountThanks


Give meaning to
money transfers

Don’t leave them guessing, add a note to explain why.



Skip the MathBill Split


Skip the math

…and the awkwardness of dividing bills between friends. We’ll split the bill and send requests for everyone to pay up.



More than just payments

When words fall short, use our fun stickers to express yourself. Send a voice note. Share photos.





Special MomentsSpecial Moments



Never miss a special occasion again

Show your love by surprising friends and family with NayaPay Gift Envelopes.




Pay businesses


Seamless TransactionsReports

Seamless interaction
with merchants

Connect with businesses through their Micro Apps, browse catalogues, get updates on deals and discounts, pay for products and services.






Life’s too short to spend in line

Life’s too short to spend in line

Pay your mobile, utilities, clubs, schools, internet, travel and other everyday bills with money in your NayaPay account or linked
bank account.



Give meaning to money transfersPay On PopUpVector Bells

Pay on time, every time

Reminders for upcoming bill payments. We remember due dates so you don’t have to.




Fast, digitalsign-up


Step 1

Download the NayaPay app from Google Play Store

Step 2

Sign up for your wallet digitally in a few steps. All you need is your CNIC or NICOP

Step 3

Our team will verify your details. Your wallet is ready to use within a few minutes

Step 4

Increase your spending limits through biometric verification





Join the Extended Beta Program

Available on Google Store Available on Apple Store





Call

Talk to a real person for 24/7 support at
+(9221) 111-222-729
International +(1) 650 468 2078





  • Honest

    Keeping it honest – what
    you see is what you get


    • No fine print - upfront about service charges
    • No account opening or annual fees
    • No SMS or account statement surcharge
  • Safe

    You’re safe
    with us


    • Online fraud protection through 3DSecure ™ and Visa’s AI based system
    • Fingerprint or MPIN based authentication for every transaction
    • PCI-DSS and ISO 27001 certified
  • Finances

    Stay on top of
    your finances


    • Detailed, easy-to-understand transaction history
    • Instant notification of every transaction
    • Digital receipts for recordkeeping
  • Master

    Be the master
    of your money


    • Load your wallet through a linked account, banking portals, or bank counter
    • Send money to other NayaPay users for free or to any bank account in a few simple steps
    • Use your NayaPay debit card to make purchases or to withdraw money from any ATM
  • Honest

    Keeping it honest – what
    you see is what you get


    • No fine print - upfront about service charges
    • No account opening or annual fees
    • No SMS or account statement surcharge
  • Safe

    You’re safe
    with us


    • Online fraud protection through 3DSecure ™ and Visa’s AI based system
    • Fingerprint or MPIN based authentication for every transaction
    • PCI-DSS and ISO 27001 certified






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